If you die without a Will, the State will draft one for you. 

Do you really want a Will that reads like this? 

 

 

Last Will and Testament

of

Penny Wise & Dollar Foolish

 

I Penny Wise & Dollar Foolish of Chicago, Illinois, accept this free Will from the State of Illinois, and hereby publish and declare this to be my last will and testament.

Article I

I give my wife one half of my assets and I give my children the other half.

I appoint my wife as guardian of my children, but because I don’t trust her and regardless of the costs and hassles involved, I require that she report to the probate court each year and supply the judge with an accounting of how, why, and where she spent the money necessary for the proper care of our children.

Furthermore, my wife shall give the probate court a performance bond to guarantee that she exercises proper judgment in handling, spending, and investing our children’s money.

Finally, my children shall have the right to demand and receive a complete accounting from their mother of the way she handled their financial affairs as soon as they reach legal age.

No matter how immature and frivolous my children may be with regards to spending money, when my children reach eighteen years of age, they shall have the right to withdraw and spend their shares of my estate. Neither their mother nor anyone else shall have the right to question my children regarding the way they decide to waste their respective shares of my estate.

Article II

Should my wife remarry, and also die without a will, her second husband shall be entitled to one half of everything my wife now owns, including my share of our estate.

Should my children need some of this money for their support, my wife's new husband shall not be bound to spend any part of his share on my children.

My wife's new husband shall have the sole right to decide who gets his share, even to the exclusion of our children.

Article III

Should my wife predecease me or die while any of my children are minors, I give up my right to nominate the guardian for my children. Instead, I direct that my relatives and friends fight over who shall be the guardian of our children.

In the event they fail to agree on a guardian, I direct the probate court to make the selection for me. If the court wishes, it may appoint a complete stranger.

Article IV

Under existing tax laws there are certain legitimate ways to lower my death taxes. However, I prefer that Uncle Sam receive my money instead of my wife and children. Therefore, I direct that no effort be made to lower my death taxes.

Signed, Penny Wise & Dollar Foolish